With Klarna, we have two payment options available:
See representative examples on our Klarna information page here.
Spread the cost of your purchase into equal manageable monthly payments with 0% interest.
When you’ve added the items you wish to purchase to your basket and entered the checkout, Klarna perform a check to see whether you are eligible to apply for Financing.
If the option is shown and you would like to proceed with it, select this as your payment option.
You will then be presented with the monthly term available to you – either 12, 24 or 36 months – and the monthly payments. Simply follow the steps through and Klarna will check to see whether you are accepted or declined for finance.
If the option for Financing or one or more of the monthly terms are not shown, then unfortunately you are not eligible to apply for that finance type at this time.
Raleigh UK Limited has no influence in judging whether a finance application is accepted or declined. In the event you are declined for finance and you wish to challenge it, you can raise this with Klarna by contacting them via phone on 0203 005 0834 or via email at: customer@klarna.co.uk.
To find answers to FAQ questions or other Klarna support queries please visit Klarna Support.
Credit/Loans are subject to status and eligibility. Restricted to permanent UK residents aged 18 and over. In some circumstances, a deposit may be required: this will be advised at time of application. A full credit check will be undertaken on all applications over 3 months. Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.
Pay Later lets you pay for your item(s) up to 30 days after you order. You don’t have to create a Klarna account if you don’t want to.
Once your order is confirmed, you'll receive an email with payment instructions within two days from Klarna. You’ll have 30 days from when you receive your item to pay Klarna and you’ll be sent a reminder before payment is due.
You can complete your payment online via credit or debit card at klarna.com/uk or via the Klarna app (iOS / Android). There is no extra charge for this, you will only pay the balance of the product.