Bike Finance
with Klarna

Choose Klarna at the checkout and pay for your new bike at a later date – no interest*. Discover more about our road, kids, mountain and electric bike finance options.

Bikes and electric bikes on finance

If you're anything like us, buying a new bike is one of the most exciting things you can do - though sometimes you might like a little help with managing the cost. That's why we're delighted to offer a range of bike and electric bike finance options with Klarna, so you can spread the cost of your new wheels.

Finance for electric bikes

A new electric bike is a big purchase. With the cost of living rising all the time and so many other expenses to think about, sometimes things like replacing your old bike can fall to the bottom of your priority list. However, with a number of electric bike finance options available, upgrading your cycle game is easier than ever.

At Raleigh, we work with Klarna on our e-bike finance programme. Simply choose Klarna at checkout and select from the finance options to pay later, pay with three e-bike instalments, or opt for a longer monthly payment plan.

Browse our pay monthly electric bikes

Pay later with Klarna. It's that simple.

To make finding your dream bike or electric bike even easier, we partnered with payment provider Klarna to offer you three flexible pay-later options. Get approved in seconds, choose a schedule that works for you, and enjoy your new wheels.

(18+, T&C apply, Credit subject to status)

Here’s how it works:

Step 1

Add products to your cart and select Klarna at the checkout

Step 2

Enter your details and find out instantly if you’re approved

Step 3

Klarna will send you an email confirmation about your order (they’ll also send you reminders when it’s time to pay)

Step 4

You can complete any future Klarna purchases with just one click

Man riding a Raleigh Strada X mountain bike in a city

Our Klarna payment options

Pay in 30 days

Try your stuff out at home and make sure it’s right for you. Pay for what you keep 30 days after your order is shipped. No upfront payments, 0% interest, and no fees when you pay on time.

Pay in 3 instalments

Split your payment into 3 equal interest-free instalments. Pay a third today, a third in 30 days and the remaining balance in 60 days.

Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time.

Monthly finance

Need something longer term? Apply for monthly finance at the checkout and spread your payments over 12, 24 or 36 months following a deposit, completely interest-free. Manage your payments and get payment reminders online, via email or by using the Klarna App.

Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.

Frequently asked questions

For more information about how Klarna works, head over to our Klarna FAQs.

Man and woman riding Raleigh bikes

Raleigh Finance options: Representative examples

Still not sure? To make things easy, we’ve put together a few examples that show how our bike finance options work, including what you’ll pay monthly and the total cost of your order.

Pay later with Klarna

Spend: £495

Term12 months24 months36 months
Purchase price£495£495£495
10% Deposit£50£50£50
Total amount of credit£445£445£445
Monthly spend£37.13 per month£18.56 per month£12.38 per month
Amount repayable£445£445£445
Total amount payable£495£495£495
Interest rate0% Representative APR (Fixed)0% Representative APR (Fixed)0% Representative APR (Fixed)

Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.

Spend: £1395

Term12 months24 months36 months
Purchase price£1395£1395£1395
10% Deposit£139.50£139.50£139.50
Total amount of credit£1,255.50£1,255.50£1,255.50
Monthly spend£104.63 per month£52.31 per month£34.88 per month
Amount repayable£1,255.50£1,255.50£1,255.50
Total amount payable£1395£1395£1395
Interest rate0% Representative APR (Fixed)0% Representative APR (Fixed)0% Representative APR (Fixed)

Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.

Spend: £2100

Term12 months24 months36 months
Purchase price£2100£2100£2100
10% Deposit£210£210£210
Total amount of credit£1,890£1,890£1,890
Monthly spend£157.50 per month£78.75 per month£52.50 per month
Amount repayable£1,890£1,890£1,890
Total amount payable£2100£2100£2100
Interest rate0% Representative APR (Fixed)0% Representative APR (Fixed)0% Representative APR (Fixed)

Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.

*Terms and Conditions

Raleigh UK Ltd, Church Street, Nottingham, NG16 3HT is authorised and regulated by the Financial Conduct Authority (Company number: 00139076) and acts as a credit intermediary and not a lender, offering credit products provided [exclusively by Klarna Bank AB (publ)] [by a limited number of finance providers, including Klarna Bank AB (publ)]. Please note that [Pay in 3 instalments] [and] [Pay in 30 days] agreements are not regulated by the FCA. Finance is only available to permanent UK residents aged 18+, subject to status, T&Cs and late fees apply. Read more on Klarna's website here: Klarna Terms and Conditions

Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Late fees may apply. Ts&Cs apply. Read more on Klarna's website here: Klarna Terms and Conditions

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