Bike Finance
Pay later
with Klarna

Why postpone joy? Choose Klarna at the checkout and pay for your new bike at a later date – no interest, no fees.

Buy now, pay later. It's that simple.

To make finding your dream bike even easier, we partnered with payment provider Klarna to offer you three flexible pay-later options – at no extra cost. Get approved in seconds, choose a schedule that works for you, and enjoy your new wheels without hanging around for payday.

Here’s how it works:

Step 1

Add products to your cart and select Klarna at the checkout

Step 2

Enter your details and find out instantly if you’re approved

Step 3

Klarna will send you an email confirmation about your order (they’ll also send you reminders when it’s time to pay)

Step 4

You can complete any future Klarna purchases with just one click

Our Klarna payment options

Pay in 30 days

Try your stuff out at home and make sure it’s right for you. Pay for what you keep 30 days after your order is shipped. No upfront payments, 0% interest, and no fees when you pay on time.

Pay in 3 instalments

Split your payment into 3 equal interest-free instalments. Pay a third today, a third in 30 days and the remaining balance in 60 days.

Monthly finance

Need something longer term? Apply for monthly finance at the checkout and spread your payments over 12, 24 or 36 months, completely interest-free. Manage your payments and get payment reminders online, via email or by using the Klarna App.

Raleigh Finance options: Representative examples

Still not sure? To make things easy, we’ve put together a few examples that show how our bike finance options work, including what you’ll pay monthly and the total cost of your order.

Spend: £495

Term12 months24 months36 months
Spend£37.13 per month£18.56 per month£12.38 per month
10% Deposit£50£50£50
Amount repayable£445£445£445
Total amount payable£495£495£495
Interest rate0% Representative APR (Fixed)0% Representative APR (Fixed)0% Representative APR (Fixed)

Spend: £1395

Term12 months24 months36 months
Spend£104.63 per month£52.31 per month£34.88 per month
10% Deposit£139.50£139.50£139.50
Amount repayable£1,255.50£1,255.50£1,255.50
Total amount payable£1395£1395£1395
Interest rate0% Representative APR (Fixed)0% Representative APR (Fixed)0% Representative APR (Fixed)

Spend: £2100

Term12 months24 months36 months
Spend£157.50 per month£78.75 per month£52.50 per month
10% Deposit£210£210£210
Amount repayable£1,890£1,890£1,890
Total amount payable£2100£2100£2100
Interest rate0% Representative APR (Fixed)0% Representative APR (Fixed)0% Representative APR (Fixed)

Frequently asked questions

For more information about how Klarna works, head over to our Klarna FAQs.