Bike Finance
Pay later
with Klarna

Choose Klarna at the checkout and pay for your new bike at a later date – no interest, no fees.

Buy now, pay later. It's that simple.

To make finding your dream bike even easier, we partnered with payment provider Klarna to offer you three flexible pay-later options – at no extra cost. Get approved in seconds, choose a schedule that works for you, and enjoy your new wheels.

Here’s how it works:

Step 1

Add products to your cart and select Klarna at the checkout

Step 2

Enter your details and find out instantly if you’re approved

Step 3

Klarna will send you an email confirmation about your order (they’ll also send you reminders when it’s time to pay)

Step 4

You can complete any future Klarna purchases with just one click

Our Klarna payment options

Pay in 30 days

Try your stuff out at home and make sure it’s right for you. Pay for what you keep 30 days after your order is shipped. No upfront payments, 0% interest, and no fees when you pay on time.

Pay in 3 instalments

Split your payment into 3 equal interest-free instalments. Pay a third today, a third in 30 days and the remaining balance in 60 days.

Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time.

Monthly finance

Need something longer term? Apply for monthly finance at the checkout and spread your payments over 12, 24 or 36 months following a deposit, completely interest-free. Manage your payments and get payment reminders online, via email or by using the Klarna App.

Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.

Frequently asked questions

For more information about how Klarna works, head over to our Klarna FAQs.

Raleigh Finance options: Representative examples

Still not sure? To make things easy, we’ve put together a few examples that show how our bike finance options work, including what you’ll pay monthly and the total cost of your order.

Spend: £495

Term12 months24 months36 months
Spend£37.13 per month£18.56 per month£12.38 per month
10% Deposit£50£50£50
Amount repayable£445£445£445
Total amount payable£495£495£495
Interest rate0% Representative APR (Fixed)0% Representative APR (Fixed)0% Representative APR (Fixed)

Spend: £1395

Term12 months24 months36 months
Spend£104.63 per month£52.31 per month£34.88 per month
10% Deposit£139.50£139.50£139.50
Amount repayable£1,255.50£1,255.50£1,255.50
Total amount payable£1395£1395£1395
Interest rate0% Representative APR (Fixed)0% Representative APR (Fixed)0% Representative APR (Fixed)

Spend: £2100

Term12 months24 months36 months
Spend£157.50 per month£78.75 per month£52.50 per month
10% Deposit£210£210£210
Amount repayable£1,890£1,890£1,890
Total amount payable£2100£2100£2100
Interest rate0% Representative APR (Fixed)0% Representative APR (Fixed)0% Representative APR (Fixed)

Terms and Conditions

Financing

Raleigh is authorised and regulated by the Financial Conduct Authority for the purposes of credit broking Registered office: Raleigh UK Limited, Church Street, Nottingham, NG16 3HT Company number: 00139076. Credit is provided by Klarna Bank AB which is authorised and regulated by the Swedish Financial Supervisory Authority, with limited supervision by the Financial Conduct Authority and Prudential Regulation Authority in the UK. Registered office: Sveavägen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737-0431.

Credit/Loans are subject to status and eligibility. Restricted to permanent UK residents aged 18 and over. In some circumstances, a deposit may be required: this will be advised at time of application. A full credit check will be undertaken on all applications over 3 months. Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.

Pay in 30 Days and Pay in 3 Instalments

Raleigh UK Limited is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA.